Ways to get your hands on the best car insurance deals
Whether you own a vehicle or rely on car rental in Dubai, make sure you are insured for any accident as the cost of car remuneration is reaching new heights. Over time, rates have increased dramatically, and you have no choice but to pay without even knowing the reasons.
It is worth noticing that insurance is a basic need, and the main problem is that we don't fully understand it.
However, we can choose ways to reduce the cost of vehicle indemnity. To find out how, here are some of the best techniques to save a few dirhams.
Explore every option
Dubai has many automotive companies that spend a lot of money on catchy ads, thus making it harder for customers to make a decision. The only way to ensure that you get the best for your pocket is to look around. We suggest using online comparison websites to do the hard work for you.
Maintenance of your NBC
The more years you accumulate without a claim, the more right you have to avail attractive discounts on premiums.
Consider paying an additional sum to protect the bonus without claims, if you haven't applied for five years or more!
However, if you stay within your policy and do not file a claim for several years, it is less valuable and can decrease your potential savings.
Only reliable people should be on your policy
Reduce the risk by adding a second experienced driver to your policy, with a clean driving license and a no-claim history.
Be aware of the ‘games’ played by companies
Companies calculate premiums based on the model, year, type, and vehicle safety features. To buy the right car, check the assurance cost of the selected model before making any decision.
Avoid risks
You must drive carefully to avoid any accident! Always follow the rules to stay away from higher indemnity costs and black stars.
Above all, improve your driving skills, because if you turn out to be a low-risk driver, it can lower your premium.
Increase your excess
You should also check the excess cost in the policy, which happens to be the amount you must pay while submitting your application.
Accepting a higher excess can significantly reduce your car insurance. However, you must determine how much you can afford to pay in the event of an accident and set the price accordingly.
Avoid unnecessary options
Remember what the quote contains. Do not buy covers that you don’t need. Every option will automatically increase your bonus.
Keep your car up to date with technology
Apart from car insurance, make sure your vehicle has intelligent technologies such as an automatic braking system, black box, automatic parking system that supports better driving and reduces claims in the best possible way. If these technologies are not installed, it's time to make a wise investment.